Nitty Gritty Financialosophy – I got into a fight over buying a new car

To be clear it was a verbal, not physical altercation! It happened several years ago as I was having drinks with some friends. They had just graduated from university and were earning very decent money in their chosen professions.

After being students for so long naturally they were talking about all the things they could spend their money on. At this stage I had already been working for around 4 years because I chose not to go to university and had a bit of a different perspective.

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Nitty Gritty Financialosophy – When Superannuation Just Isn’t Enough

For those unfamiliar with the Australian retirement savings system this link should give you a basic overview.

In summary though, the aim of the Australian superannuation or super system is similar to the USA’s Roth IRA or the Canadian TFSA;

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Shares vs. Property

The age old question which has been argued a hundred times before.

Should you invest your money in the stock market or real estate?

This is a question I have and still grapple with myself, the returns from both of these forms of investment are compelling. Why I eventually landed where I did though is hopefully enough to sway you.

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General Financial Ignorance

In my previous post I mentioned an article about a 30 year old who planned to retire at 35 with $1,000,000 (AUD) invested.

When you go public with your financial independence plans I guess you have to expect some criticism. Some of the replies to the Facebook article about Pat’s plan were just plain incorrect though.

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Nitty Gritty Financialosophy – The Morality of Early Retirement

Recently the Australian Broadcasting Corporation (ABC) published an article written by a 30 year old who was planning to retire at 35 with $1,000,000 invested.

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